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Welcome to the 2017 AFS Annual Meeing, being held this year, in conjunction with FPA in Nashville!
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Monday, October 2 • 3:00pm - 4:00pm
I3a How Much Should Students Borrow for College?

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There has been widespread concern over increases in student loan debt and default rates.  The Urban Institute reports student borrowing is second only to mortgage debt.  For students financing a college education, we shed light on appropriate borrowing levels by course of study and future earnings.  While average salaries show college degrees have economic value, these figures are typically averaged together for all courses of study.  This leads to confusion by borrowers.  We use U.S. Census Bureau data to model starting salaries, future earnings, and appropriate borrowing levels by course of study for different loan repayment terms and debt-to-income ratios.

Author(s): Rusty Yerkes, Jennings Marshall, Ph.D., Cynthia Frownfelter Lohrke, Ph.D.


Rusty Yerkes

Samford University

Monday October 2, 2017 3:00pm - 4:00pm

Attendees (1)